Independent expert testimony, from first review to cross-examination.
Over 30 years of life insurance focused expertise, attorneys have retained Bill Boersma to analyze life insurance contracts, the processes resulting in policy placement and the actions of agents and trustees, and to testify about the analyses. Courtroom and FINRA arbitration experience.
WHO WE SERVE
Retained by counsel, on both sides of the table.
Plaintiff & Defense Counsel
Retained by attorneys on both sides of life insurance disputes, providing independent analysis and expert testimony.
Trustees & Executors
Assisting fiduciaries in evaluating life insurance holdings, policy performance and potential claims.
Financial Advisors & CPAs
Supporting advisors who need independent technical analysis of complex life insurance arrangements.
Insurance Policy Forensics
Independent policy reconstruction and damages analysis, including decades-old contracts.
WHAT WE DO
Seven stages, one standard of evidence.
Initial Evaluation
An informed assessment at the outset helps counsel determine whether a case warrants further investment and where that investment should be directed.
Investigation and Discovery
The most consequential facts are often buried in policy records, correspondence and illustrations, or obscured by what is missing.
Technical Analysis
Life insurance disputes often turn on mechanics that are difficult to see in sales materials or policy statements.
Conduct and Oversight Assessment
Evaluating conduct requires understanding each participant's role, responsibilities and the standards relevant to the transaction.
Causation and Financial Impact
Identifying a problem is only part of the case; understanding its financial consequences is essential.
Expert Opinions and Reports
An expert opinion must explain both the conclusion and the evidence supporting it.
Deposition and Trial
Technical evidence has value only when decision-makers can understand and assess it.
REPRESENTATIVE ENGAGEMENTS & MATTERS WE EVALUATE
A track record of success.
$10,000,000 Split-Dollar Dispute
Retained by law for for plaintiff representation after. Bank acquisition dispute over a split-dollar agreement
Trustee Breach-of-Contract Defense
Retained by defense counsel to defend a trustee sued by trust beneficiaries over a private split dollar transaction.
Trustee Conduct and Beneficiary Claims
Retained by plaintiff counsel to go after trustee responsible for inappropriate actions
$54,000,000 Fraud Case Uncovered
Investigated and discovered a fraudulent $54 million death benefit sale with seven figure premium based on document manipulation and built a case resulting in policy rescission without filing suit.
Technical Explanation Requested by Opposing Counsel
As odd as it may sound, I worked on both sides of a case, with the blessing of the defense that initially retained me. The plaintiff's representation was impressed enough with my work during the deposition that they hired me to explain details to their clients.
Reconstructing Decades of Policy Performance
Reconstructed annual policy ledgers and crediting histories spanning decades to establish damages in a multi-party suit.
Ready to discuss your matter?
Contact Bill directly to determine whether your case is a fit and to confirm there are no conflicts.
Schedule a Consultation